Memorial Hall Library

The foreclosure survival guide, keep your house or walk away with money in your pocket, Attorneys Stephen Elias, and Amy Loftsgordon

eng

index present

non fiction

The foreclosure survival guide

905700020

Attorneys Stephen Elias, and Amy Loftsgordon

keep your house or walk away with money in your pocket

Foreclosure : the big picture -- What to expect -- Your options: an overview -- How you can stay in your house payment free -- Why foreclosure doesn't have to be so bad -- Don't get scammed by a foreclosure a rescue company -- Foreclosure nuts and bolts -- How much time you'll have to respond -- In or out of court? -- Deficiency judgments : will you still owe money after the foreclosure? -- Taxes -- Can you keep your house? should you? -- The emotional part of foreclosure -- The economics of foreclosure : what you need to know -- When it makes sense to keep your house -- When it makes sense to give up your house -- Negotiating a workout -- Do you have enough time to negotiate? -- Using a hud-approved housing counselor -- The making home affordable program -- Basic workout options -- Workouts for government-backed mortgages -- Foreclosure avoidance mediation programs -- Special protections for service members on active duty -- How chapter 13 bankruptcy can delay -- Or stop foreclosure -- Using chapter 13 to keep your house -- Using chapter 13 to delay foreclosure -- Coming up with a repayment plan -- An overview of the chapter 13 -- Bankruptcy process -- Will you need a lawyer? -- How chapter 7 bankruptcy can delay -- Or stop foreclosure -- How chapter 7 bankruptcy helps you -- Using chapter 7 bankruptcy to keep your house -- Using chapter 7 bankruptcy to delay a foreclosure sale -- The chapter 7 bankruptcy process : an overview -- Do you qualify for chapter 7 bankruptcy? -- Will you need a lawyer? -- Fighting foreclosure in court -- How long can you delay the sale of your house? -- When it may be worth fighting -- How to fight a foreclosure -- If you decide to leave your house -- Let the foreclosure proceed -- Be community minded -- Sell the house in a short sale -- Offer the lender a deed in lieu of foreclosure -- Avoiding deficiency judgments -- Income tax liability for deficiencies -- How long can you stay in your house for free? -- When you miss your first payment -- After you receive a formal notice of intent to foreclose -- After the sale -- After you get a notice to leave -- Resources beyond the book -- Hud-approved housing counselors -- Real estate brokers -- Mortgage brokers -- Lawyers -- Foreclosure websites -- Books -- Looking up foreclosure statutes